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Service-Telephone
02323 590-0
Our Sort code and BIC
Sort code43250030
BICWELADED1HRN

An overview of our Terms and Conditions

General Terms and Conditions

General Terms and Conditions of Herner SparkasseView PDF

Online banking

Terms and conditions for online bankingView PDF
Terms and conditions for remote data transmission (RDT)View PDF
Terms and conditions for using the electronic mailbox (private clients)View PDF
Terms and conditions for using the electronic mailbox (business clients)View PDF
Terms and conditions for the use of electronic statementsView PDF
Terms and conditions for using electronic bank statements (EBICS)View PDF
Terms and conditions for the use of the electronic credit card information service
(online credit card)
View PDF
Terms and conditions for using account alerts on the Business Customer PortalView PDF
Terms of use for multi-banking on the Business Customer PortalView PDF

Payment transactions

Terms and conditions for sending moneyView PDF
Terms and conditions for instant transfersView PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Core schemeView PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Business to Business schemeView PDF
Terms and conditions for cheque paymentsView PDF
Terms and conditions for online payments with giropayView PDF

Accounts and cards

Terms and conditions for Sparkassen debit cardView PDF
Terms and conditions for credit cards - Mastercard/Visa CardView PDF
Terms and conditions for Mastercard Basis /Visa Basis debit cardsView PDF
Terms and conditions for credit cards - Mastercard Business/Corporate and Visa Card Business/CorporateView PDF
Terms and conditions for the digital business/corporate Mastercard and Visa cards (credit card) with personalised authentication proceduresView PDF
Terms and conditions for Sparkassen online purchase protectionView PDF
Terms and conditions for the digital Sparkasse card (debit card)View PDF
Terms and conditions for the digital Mastercard/Visa card (credit card)View PDF

Savings and investments

Terms and conditions for savings transactionsView PDF
Terms and conditions for security transactionsView PDF

Other terms and conditions for corporate clients

Terms and conditions for the financial guarantee businessView PDF
Terms and conditions for use of the girocard system of the German Banking Industry (T&Cs for sellers)View PDF

To view, save and print our terms and conditions you will need a program for opening PDF files such as Adobe Reader, which can be downloaded for free from Adobe.

Please note that this information may also include terms and conditions for the use of products that do not currently apply to you. In this case, the corresponding information and terms will not apply. All of the above terms and conditions only come into force in conjunction with the relevant product agreements (e.g. card agreements, online banking agreements).

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